General Insurance

Future Generali Insurance

General insurance helps protect the things you value — your home, your car, your valuables — from the financial impact of risks big and small, from fire, flood, storm and earthquake, to theft, accidents, travel mishaps, and even the costs of legal action.

In general, insurance works by spreading the cost of unexpected risks among a large number of people who share similar risks. When you take out a policy, your premium joins the premiums of many other policyholders in a shared pool of funds — used, up to your policy's limit, to help you if you're affected by an unexpected calamity.

Depending on your policy's terms, your insurer may repair or replace what's been lost or damaged, or you may choose a cash settlement for the agreed amount.