1. Cheque & Bill Collection Service
| Category | Charge |
|---|---|
| Outstation cheques up to โน10,000 | โน50 + pocket expenses |
| Outstation cheques above โน10,000 | โน2.50/1000, min โน30 + pocket expenses |
| Outstation instruments of small value (โน1,000) | โน10 + pocket expenses |
| Bills up to โน5,000 | โน50 + pocket expenses |
| Bills above โน5,000 | โน6/1000 (or part), min โน60 + pocket expenses |
2. Cheque Returning Charges
| Category | Charge |
|---|---|
| Local cheque dishonoured (outward clearing) โ savings account | โน50 per instrument |
| Local cheque dishonoured (outward clearing) โ OD/CA/CC account | โน200 per instrument |
| Clearing cheques/bills up to โน10,000 | โน50 + pocket expenses |
| Clearing cheques/bills above โน10,000 | โน50 + pocket expenses, or 50% of collection charges, whichever is higher |
3. Remittance of Funds โ Issuance
A 20% surcharge applies for remittance/retirement of bills paid in cash, except for student drafts noted below.
| Draft Amount | Charge |
|---|---|
| Up to โน1,000 / โน5,000 / โน10,000 | โน100 |
| Above โน10,000 to below โน50,000 | โน30 or โน1.50/1000, whichever is higher |
| Above โน50,000 | โน75 or โน1.25/1000, whichever is higher |
| Student draft up to โน1,000 (education/exam fees only, within H.P.) | โน30 |
Only the instrument cost (โน20) is charged on drafts within CC Limit / Current / Savings accounts. A commission rebate applies if the draft amount is kept as a clear balance in the account for at least one day.
4. Demand Drafts โ Revalidation, Cancellation, Duplicate Instruments
| Particulars | Charge |
|---|---|
| Revalidation or cancellation | โน50 |
| Cancellation of lost instrument, up to โน10,000 | โน50 per instrument |
| Cancellation of lost instrument, above โน10,000 | โน70 per instrument |
5. Bankers Cheque / Cash Order โ Issuance, Revalidation, Cancellation, Duplicate
| Category | Charge |
|---|---|
| Issuance up to โน5,000 | โน20 |
| Issuance above โน5,000 | โน25 min, or โน1.25/1000 (max โน5,000) |
| Revalidation/cancellation, up to โน1 Lac | โน25 |
| Revalidation/cancellation, above โน1 Lac | โน30 |
| Duplicate issuance, up to โน1 Lac | โน25 |
| Duplicate issuance, above โน1 Lac | โน30 |
6. Minimum Balance โ Maintenance / Account Opening
| Cheque book issue accounts | โน500 |
| Current accounts | โน1,000 |
7. Duplicate Statement / Pass Book
| Category | Charge |
|---|---|
| Duplicate pass book | โน30 per pass book |
| Duplicate statement โ past 1 year (per ledger folio) | โน20 |
| Duplicate statement โ 1 to 3 years | โน30 |
| Duplicate statement โ more than 3 years | โน40 (โน300 if in default) |
8. Cheque Book Issue Charges
| Savings account, per cheque | โน1.10 |
| Current account, per cheque | โน1.20 |
| CC/OD account, per cheque | โน1.25 |
9. Cheque Stop Payment Instruction
| Category | Single Cheque | 5+ Cheques |
|---|---|---|
| Savings Fund customers | โน20 per instrument | โน100 maximum |
| Other customers | โน30 per instrument | โน200 maximum |
10. Incidental Charges โ Inoperative & Operative Accounts
| Category | Charge |
|---|---|
| Inoperative savings account (per half-year) | โน30 |
| Inoperative current account (per half-year) | โน100 |
| Operative savings account โ below minimum balance | โน50 |
| Operative current account โ below minimum balance | โน70 |
If the account balance is below the applicable penalty charge, the account is closed with postal intimation to the customer. Staff and salary accounts are exempt. If the balance falls below minimum on any day in a month, the full month's penalty applies. Charges are exclusive of GST.
11. Locker Rent Charges
| Size | Rent/yr (General) | Rent/yr (Staff) | Security (General) | Security (Staff) |
|---|---|---|---|---|
| Small | โน750 | โน375 | โน10,000 | Nil |
| Medium | โน1,000 | โน500 | โน12,000 | Nil |
| Big | โน1,300 | โน650 | โน20,000 | Nil |
| Type | Rent/yr (General) | Rent/yr (Staff) | Security |
|---|---|---|---|
| 28 Lockers (189ร263ร492mm) | โน1,200 | โน600 | โน15,000 |
| 2D Lockers (189ร263ร492mm) | โน2,400 | โน1,200 | โน25,000 |
| 2D Lockers (larger) | โน4,200 | โน2,100 | โน50,000 |
| Type | Rent/yr (General) | Rent/yr (Staff) | Security |
|---|---|---|---|
| 46 Lockers (125ร352ร492mm) | โน850 | โน425 | โน13,000 |
| 2E Lockers (159ร423ร492mm) | โน1,700 | โน850 | โน15,000 |
| 2H Lockers (321ร423ร492mm) | โน2,550 | โน1,425 | โน25,000 |
| 1H1 Lockers (321ร210ร492mm) | โน1,100 | โน550 | โน15,000 |
12. Documentation Charges โ Loan Accounts / Renewal
| Loan Amount | Charge |
|---|---|
| Up to โน50,000 | โน300 + โน200 docket |
| Up to โน1,00,000 | โน400 + โน200 docket |
| Up to โน2,00,000 | โน500 + โน200 docket |
| Above โน2 Lac to โน20 Lac | โน700 + โน400/Lac thereof |
| Above โน20 Lac to โน50 Lac | โน8,000 + โน400/Lac thereof |
| Above โน50 Lac | โน25,000 + โน400/Lac thereof |
13. Odd Charges (Overdue/Discrepancy)
| On CC/CAC/FODA/C (credited to interest on bills purchased/discounted) | Min โน100, 35 paise/1000 for first 7 days, 16% p.a. thereafter |
| On Savings account | Min โน100, 35 paise/1000 for first 7 days, 16% p.a. thereafter |
14. Solvency Certificate
| Up to โน1,00,000 | โน250 |
| Above โน1 Lac to โน25 Lac | โน1,000 |
| Above โน25 Lac to โน50 Lac | โน1,500 |
| Above โน50 Lac | โน2,500 |
15. Notice Charges
| Ordinary notice | โน300 |
| Legal notice | โน700 |
16. CC Limit Renewal Charges
| Up to โน2,00,000 | โน300 + GST |
| โน2,00,000 to โน20,00,000 | โน800 |
| โน20,00,000 to โน50,00,000 | โน1,500 |
| Above โน50,00,000 | โน7,500 |
The live site also lists Stationery Charges (Current Account / CC Limit Account โ โน60 each) under this same "16" โ likely a numbering overlap in the original source. See the underlying Office Order (opens PDF in new tab) for the bank's original notice.
17. Issuance of Bank Guarantee
| Performance/Financial Guarantee โ fully secured (cash/deposit) | โน200 + 25% of guarantee charges |
| Performance/Financial Guarantee โ other cases | โน200 + 2%, min โน1,500 |
| Renewal of guarantee | Same as fresh issuance |