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The Baghat Urban Co-operative Bank Ltd. logo
The Baghat Urban Co-op. Bank Ltd. Estd. 1970  ·  Prompt & Efficient Customer Service Is Our Prime Motto

NFS Network

India's National Financial Switch — the backbone connecting our ATMs to the wider banking network.

What is NFS?

The National Financial Switch (NFS) is India's largest domestic ATM network, linking member banks so customers can transact at any participating bank's ATM. It's operated by the National Payments Corporation of India (NPCI), which took over the network from IDRBT in 2009.

Why It Matters for Our Customers

Joining NFS through a sponsor bank gives non-scheduled Urban Co-operative Banks like ours access to a network of over 100,000 ATMs across the country. Basic services available through the network include cash withdrawal, balance enquiry, PIN change, and mini statements — plus value-added services such as card-to-card fund transfers, which are instant, available 24/7, and paperless.